Essential
$100,000A practical foundation for everyday family protection.
Built around healthcare livesIndividual coverage that can stay with you
Life insurance for healthcare workers
You care for everyone. We help protect yours.
Flexible life insurance benefits designed for the people who keep care moving—and the families who stand beside them.
✓ Takes about 2 minutes✓ No commitment✓ Licensed guidance
YOUR QUICK ESTIMATE
Start with the basics
2160
Estimated from$7.89/week
$250,000 coverageIllustrative estimate only. Final rates and eligibility vary by applicant and policy.
Made for the whole care community
RN NursesMD PhysiciansPT TherapistsEMS First responders+ Care teams
COVERAGE THAT FITS
Protection for this season—and the next.
Start with a simple amount today. You can fine-tune your protection with licensed guidance as life changes.
Family
$250,000Room for a mortgage, childcare, and future plans.
Legacy
$500,000More coverage for the people who count on you most.
WHY NHIB
Benefits made to move at the speed of real life.
Your schedule, family, and career can change quickly. Your protection should be ready for all of it.
01
It’s yours to keepIndividual policies can stay with you when you change shifts, employers, or careers.
02
Guidance without pressureTalk with a licensed professional who explains options in plain language.
03
Built around your familyChoose a benefit amount and term that reflect the people and plans you’re protecting.
A SIMPLE PATH FORWARD
A little time now. More confidence for later.
- 1Share the basics
Tell us about your needs and the coverage you have in mind.
- 2Compare your options
Review potential plans and prices with clear, practical guidance.
- 3Apply when ready
Complete an application and any required health questions.
GOOD QUESTIONS, CLEAR ANSWERS
What families ask us.
Life insurance can feel complicated. We make the first steps easier to understand.
Still have a question? Review your estimate →Individual coverage is generally not tied to your workplace, so it can travel with you through job or career changes. Exact portability depends on the policy you choose.
FOR EVERYTHING YOU’RE BUILDING